Category Archives: Personal Finances

Should I Pay Collection Agency?

In a recent article in the USA Today, collection agency, Asset Acceptance agreed to pay a 2.5 settlement fine for deceptive practices. The FTC claimed that the collection agency, in some cases attempted to collect on debts that were not … Continue reading

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Does Checking your Credit Score Lower It?

Does checking your credit score lower it? If you ask the everyday person out in the street you will get variety of answers. Most will tell you that by pulling your credit report your score will go down. The real … Continue reading

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How Long Does it Take to Improve Credit Score?

How Long Does it Take to Improve Credit Score?     How long does it take to improve credit score is a question I get quite frequently. The answer to this question can and will depend upon the individual personal … Continue reading

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Financial Education Services Launches My Financial Lockbox

            Introducing My Financial Lockbox Financial Lockbox is an online solution that enables you to store financial data in a single, secure, password-protected location for easy access by you or loved ones that you select … Continue reading

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How should students go for credit card consolidation and protect their credit score

Are you a student who is using multiple credit cards to make purchases while hanging around with friends? If answered yes, you must be aware that misusing your credit cards will have a trashing impact on your credit score. As … Continue reading

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How Long can a Negative Item Remain on Your Credit Report?

How Long can a Negative Item Remain on Your Credit Report? Negative items have a specified time frame that they can be reported to your credit report. It is improtant to understand what the time frame is as well as … Continue reading

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Consumer Credit Counseling Services Doesn’t Remove Bad Credit Notations

http://www.youtube.com/watch?v=AKap54OZcCw”>httpv://www.youtube.com/watch?v=AKap54OZcCw

Consumer Credit Counseling Services Doesn’t Remove Bad Credit Notations Consumer Credit Counseling Services will not help remove negative information that is reporting on your credit report. To remove negative information you must got through a dispute process. httpv://www.youtube.com/watch?v=AKap54OZcCw

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Debt Settlement Offer – 11 Things You Need to Know

Debt Settlement Offer to Collection Company Debt settlement means that the original debt is not paid in full and that some lesser amount is accepted as a means of satisfying (or discharging) the debt. By settling a debt, you may … Continue reading

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Rebuilding Your Credit Score Takes Time

Rebuilding your credit score requires patience and persistence Do you find yourself suddenly in the process of trying to figure out how to rebuilding your credit score? In communities all across the country people have either lost their homes in … Continue reading

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Low Credit Score Improvement

Low Credit Score in the New Economy Today a low credit score can prevent you from getting a job, getting a promotion, if you enlist in the military you may not be illegible for your choice of assignment, renting a … Continue reading

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