Credit Education
How will a Short Sale affect my Credit Score?
One question that I hear quite often is, “What will happen to my credit if I do a short sale?” This has become a common concern for homeowners short selling their home. For these homeowners there is a feeling of uncertainty about the future. Before we answer the question regarding a short sale and its [...]
Credit Reports are Riddled with Errors
According to a study done by the FTC (Federal Trade Commission) your credit reports are “riddle with errors”. These findings were announced today by the NCLC (National consumer Law Centers) and U.S. PIRG (US Public Interest Research Group) and confirm their own findings based on a previous study.
What is a Charge-Off and can it be Removed from my Credit Report?
What is a Charge-Off? By definition a Charge-Off is an account that the creditor deems as no longer collectable and is written of by the original creditor as a loss. In other words you have stopped paying your credit card. Typically a creditor will charge-off the account in 180 days up to 6 months.
Personal Finances
Is your Credit Score Low due to Medical Bills?
A new bill that has been assigned to a congressional committee, H.R. 1767: Medical Debt Responsibility Act of 2013 may offer some relieve to Americans suffering from low credit scores due to medical bill issues. This proposed bill was introduced in April of this year (2013) and if passed will exclude from “consumer credit reports [...]
New Year’s Resolution – Fixing Your Credit
Well it’s that time of year again when people make resolutions to help them improve the quality of the life in the upcoming year. Let me ask you a question, is getting your credit or financial life in order on your list?
Financial Literacy Strategy
What is Your Financial Literacy Strategy? Do you have a financial literacy strategy in place or are you just hoping for a good outcome? Being financial literate means that you have an understanding of how finances work. It also means that you have been taught the basics about finance and are able to make sound [...]
Financial Education Services News
FES Partners with South Florida Real Estate Office’s
Financial Education Services (FES) is in the process of expanding in to the South Florida Market Place. With South Florida being a market that was devastated in the housing crisis there are a lot of people that are in need of a solution to help heal and take advantage of the current housing market. The [...]
Financial Education Services Celebrates 10 Years in Business
On February 8th through the 10th, Financial Education Services will be hosting its 4th National Convention and 10th Year Birthday Party at the Flamingo Hotel in Las Vegas, Nevada. This a major mile stone for FES and one we are very excited about. Financial Education Services had an incredibly year in 2012 and is with out a doubt going to [...]
Why I’m Still “IN” Financial Education Services
One of the questions I have been asked over the years is; why have you stayed with Financial Education Services for so many years (10 years) or how have you been able to stay so focused on one company in an industry where people continue to move around from one opportunity to the next?
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