Who is Financial Education Services?

Financial Education Services

Financial Education Services is a company dedicated to helping consumers by providing much need financial education as well as financial resources. Our services are designed to to provide consumers with basic core essential programs that all consumers should have in place to protect there identity, credit, family, finances and future.

To learn more about this innovative financial services provider and opportunity click the link below:

Learn more about Financial Education Services

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Starting Your Own Financial Services Business with Financial Education Services (FES)

Financial Literacy

In today’s market the financial services industry can be a profitable business model due to current economic conditions as well as the lack on Financial Literacy know how. When you consider the hardships that people have experienced  over the last 4 to 5 years , it no wonder more people looking for financial solutions to begin the process of healing there financial situation and starting on the road to recovery.

Check out what the USA Today has to say about the lack of Financial Literacy in this country. Continue reading “Starting Your Own Financial Services Business with Financial Education Services (FES)” »

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Is Your Family Unprotected by Not Having a Will and Trust?

Will and Trust MyCare Plan

 

According to a recent report in USA Today, about 50% of Americans do not have a Last Will which including about 71% of Americans under the age of 35. Statistics also show that 90% of Americans don’t have a Living Trust as well.

Continue reading “Is Your Family Unprotected by Not Having a Will and Trust?” »

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Credit and Employment

Credit and Employment

Credit and employment has become a major issue. Some studies have shown that as much as 43% of all employers are using credit reports as part of the hiring decision process for new applicants. To date there are 7 states that have recently restricted the use of credit reports when screening job applicants and Colorado is considering taking similar action.  There is however exemptions for some job classifications such as positions that require the handling of large sums of money. Continue reading “Credit and Employment” »

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Should I Pay Collection Agency?

should I pay collection agencyIn a recent article in the USA Today, collection agency, Asset Acceptance agreed to pay a 2.5 settlement fine for deceptive practices. The FTC claimed that the collection agency, in some cases attempted to collect on debts that were not legally owed. Continue reading “Should I Pay Collection Agency?” »

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FES 3rd Annual National Convention

FES National Convention

FES National Convention

On February 10th – 12th, 2012 Financial Education Services will be holding there 3rd FES National Convention in Las Vegas Nevada.

Join us for a full weekend of fun and entertainment, combined with knowledgeable business training and education. Continue reading “FES 3rd Annual National Convention” »

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Does Checking your Credit Score Lower It?

Does Checking Your Credit Score Lower It?Does checking your credit score lower it?

If you ask the everyday person out in the street you will get variety of answers. Most will tell you that by pulling your credit report your score will go down. The real answer depends on how and who is pulling your credit report. What we are really talking about when we say, “Does checking your credit score lower it?” are inquiries on your credit report. These inquiries are as a result of someone or yourself looking at your credit report.

Continue reading “Does Checking your Credit Score Lower It?” »

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How Long Does it Take to Improve Credit Score?

How Long Does it Take to Improve Credit Score?

How long does it take to improve credit score?

 

 

How long does it take to improve credit score is a question I get quite frequently. The answer to this question can and will depend upon the individual personal credit profile and situation. No two credit profiles are alike. There are many factors that go in to determining a person’s credit score.

Continue reading “How Long Does it Take to Improve Credit Score?” »

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Financial Education Services Launches My Financial Lockbox

My Financial Lockbox

 

 

 

 

 

 

Introducing My Financial Lockbox

Financial Lockbox is an online solution that enables you to store financial data in a single, secure, password-protected location for easy access by you or loved ones that you select and authorize.

Did you know 1 out of 3 life insurance policies go unclaimed? Did you know there is over $10 Billion in lost stocks, bonds, and dividends? That $8 Billion has been wasted in unused gift cards? Or that $850 Million has gone unclaimed in 401k accounts?

Continue reading “Financial Education Services Launches My Financial Lockbox” »

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How should students go for credit card consolidation and protect their credit score

credit scores

Are you a student who is using multiple credit cards to make purchases while hanging around with friends? If answered yes, you must be aware that misusing your credit cards will have a trashing impact on your credit score. As a student, you have to take care of your credit score as a good credit score is important for you when you grab a job in the market. However, if you’ve taken out too many credit cards without even knowing the exact way to use it, you’re probably mistaken. If you’ve incurred too much debt on all your cards, make sure you consolidate them through a professional credit card consolidation company. Here are some benefits that you may reap.

Continue reading “How should students go for credit card consolidation and protect their credit score” »

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How Long can a Negative Item Remain on Your Credit Report?

How Long can a Negative Item Remain on Your Credit Report?

Negative items have a specified time frame that they can be reported to your credit report. It is improtant to understand what the time frame is as well as what the Fair Credit Reporting Act requirements are for the item to be reported.

Continue reading “How Long can a Negative Item Remain on Your Credit Report?” »

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